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Management and Staff


Mr-Charles-Mutuma-Ringera-Chief-Executive-Officer-and-Board-Secretary-smallMr Charles Mutuma Ringera, Chief Executive Officer and Board Secretary.

Charles is a seasoned banker of over 20 years’ practical banking experience that cuts across all facets of central and commercial banking. He formerly worked as a regulator with the Central Bank of Kenya in various capacities, as a bank examiner, Kisumu Branch, Finance, Audit and National Debt. He  moved to Co-operative Bank in 2004 initially as Senior Credit Risk Analyst before being deployed to Enterprise-wide Risk Management as a senior manager to lay foundation for Risk management for the bank as per the Central Bank’s Risk Management Guidelines and Basel II Accord. In 2006, he moved to KCB Group where he was headed the Group Operational Risk & Compliance supporting – Kenya, Tanzania, Southern Sudan, Uganda & Rwanda. To this end, he pursued an Advanced Diploma in Risk Management from Sweden. He is a professional accountant both local and International holding a CPA(K) and a Fellow of Association of Certified Chartered Accountants (FCCA) among other professional memberships  Read More

Mr-Victor-Lomaria-small-Head-of-OperationsMr Victor Lomaria

Victor is the Head of Operation, in charge of Lending and Recovery departments. He is the immediate Internal Audit Manager. He joined the Board from the Postal Corporation of Kenya where he was the Manager in charge of the Audit and Investigations function. Prior to being elevated to this responsibility at the Postal Corporation of Kenya, he had served in both the Audit and Finance Departments rising to the positions of acting manager/ Revenue & Credit Control, Audit and Treasury respectively before assuming the responsibilities of the new Department. Previously, he was a Senior Internal Auditor with the then Kenya Posts& Telecommunication Corporation. Mr. Lomaria holds a B.Com degree from the University of Nairobi and is currently pursing an MBA programme in the same university. He is a Certified Public Accountant (CPA-K). He has attended various professional courses in accountancy and auditing.

Mrs-Mary-Muchee-small-Wachira-Head-of-research-Startegy-and-PlanningMrs. Mary Wachira – Muchee 

Mary is the Head of Research, Strategy and Planning. She has over 18 years of experience in the field of Finance. She joined HELB at inception in 1996 as an Accountant in charge of Operations. Before joining HELB, she worked in National Housing Corporation from 1990-1996 in various positions up to Senior Accountant (Cost & Management section). She holds a Bachelor of Commerce degree (Accounting option) from the University of Nairobi and is currently pursuing an MBA (Finance) from the same University. In addition, she is a Certified Public Accountant of Kenya (CPA-K), a Certified Investment and Security Analyst as well as a member of Institute of Investment Professionals of East Africa (formerly Certified Financial Analyst of East Africa). She has attended several local and international trainings that are key to the delivery of her current position.

Mr-Shem-Gichimu-small-Head-of-FinanaceMr Shem Gichimu

Shem is the Head of Finance. He has over 18 years experience in the field of finance. He previously worked for the Credit Reference Bureau Africa Ltd as the Group Finance Manager.Mr. Gichimu has played a major role in spearheading several partnership with major key stakeholders such as banks that include the National Bank of Kenya, Commercial Bank of Africa, Co-operative Bank among others to enhance loans disbursements for those students who miss out on HELB loans due to various reasons as well as enhancement of loans recovery. He holds a B.Com [Accounting] from the University of Nairobi and is currently pursuing an MBA [Strategic Management] at the same University. He has attended several local and international trainings on leadership, corporate governance among other key trainings to the delivery of his current position. In addition, he is a Certified Public Accountant of Kenya [CPA-K].

 Mrs-Esther-Michieka-small-Lending-ManagerMrs Esther Michieka

Esther is the Lending Manager. She has over 20 years experience in the field of education. She joined the Board from Kenya Institute of Education, where she served as Senior Curriculum Developer and monitoring and evaluating the same at national level. She conducted research and evaluation on curriculum in African regional level. At the Board, she has risen through the ranks from being Loans Inspector, Senior Loans Inspector, Senior Loans Recovery Inspector 11, and Recovery Manager.Mrs. Michieka has attended professional courses in various fields. She is a professional counselor. She holds an M.A degree from the University of Nairobi, a Bachelor of Education degree and a Postgraduate Diploma in Education from the same University.She has attended several local and international trainings that are key to the delivery of her current position.

 Mr-Geoffrey-Monari--small--Loans-Recovery-ManagerMr Geoffrey Monari

Geoffrey is the Recovery Manager. Prior to his appointment to this position, he had served the Board in various capacities – as an Assistant Loans Officer, a Loans Officer and as a Senior Loans Officer. He holds a Bachelor of Commerce degree and is currently pursuing his MBA (Strategic Management]) at the University of Nairobi. A member of the Institute of Economic Affairs with over 12 years working experience in various capacities at HELB, Geoffrey manages the Board’s loan recovery function. He has attended several courses including prosecution course at the CID School, and key courses on the Maximization of Loan Recovery among other trainings key to the delivery of his current position. Besides he is an ISO Internal Auditor. He was recently elected the chairman of HELB Sacco

Finance-Manager-smallMr. Joseph Ndiku Muthama

Mr. Joseph M. Ndiku is the Finance Manager. He has over 10 years’ experience in the field of Finance and Accountancy. He joined the HELB from Chuka University where he was the Deputy Finance Officer and in charge of the Finance Department. He had previously worked with Egerton University and Mastermind Tobacco (K) Ltd. He is a Certified Public Accountant of Kenya [CPAK] and a member of I.C.P.A.K.. Mr. Ndiku is also a Certified Information Systems Auditor (C.I.S.A). He holds a Master’s Degree in Business Administration (MBA) and a Bachelors degree in Business and Management (Accounting Option) both of Egerton University and a Diploma in information technology (of JKUAT). He is a Certified Public Secretary of Kenya (C.P.S.K)

Mrs-madrine-Mburu-small-Human-Resources-and-Administration-ManagerMrs Madrine Mburu

Madrine is the Human Resource Manager. She has over 16 years expereince in Human Resources.  She joined the Board from the University of Nairobi where as the Assistant Manager Human Resources and has risen through the ranks to her current position. She holds an MBA (Human Resource) from Kenyatta University and B. Arts from University of Nairobi. She has attended several key trainings and seminars that are key to her current position. Madrine also steers the HIV/AIDS committee of the Board. She is an active member of Institute of Human Resources Management.

Mr-Daniel-Kemei-small-Information--Communciation-and-Technology-ManagerMr. Daniel Kemei

Dan is the Information Communication and Technology Manager. He has over 12 years experience in ICT Management and Projects. He joined the Board from KenGen where he worked as the Chief ICT Officer. Previously, he also worked for Oserian Group of Companies and Symphony (IAT). He holds a Bed (Sc) degree from Kenyatta University and Masters Degree in Project Planning and Management from University of Nairobi. He is currently pursuing a PhD degree in Project Management Information Systems (PMIS) at the University of Nairobi. He has attended key trainings that are core to the delivery of his current position. He  is a Prince 2 Certified Practitioner with several IT Professional Certifications.

Mr-Phares-Chege-small-Internal-Audit-MangerMr Phares Chege

Phares is the Board’s Internal Audit Manager. He joined the Board from Klynveld Peat Marwick Goerdeler (KPMG) Kenya where he was Senior Advisor, Risk Consulting specializing in Information Systems Audit. He also worked as an Internal Auditor with Kenya National Highways Authority and Financial and Systems Auditor with Kenya National Audit Office.He joins the board with a wealth of experience in Auditing. He holds MBA Accounting [UoN], BA Economics [UoN], CPA(K) and CISA. Phares is an active member of ICPAK, ISACA and IIA.

 Mrs-Bernedette-smallMasinde-Legal-Services-ManagerMrs Bernedette Masinde

Bernadette is the Legal Services Manager. She holds an LLB (Hons) from the University of Nairobi, a Diploma in Law from the Kenya School of Law and is currently pursuing LLM (Commercial Law option). She is a Certified Public Secretary (K). She is a member of the Law Society of Kenya and the Law Society of East Africa. She has post qualification experience of over 20 years. Prior to joining HELB, she worked with FIDA and International Commision of Jurists before joining private law practice. She has attended several training that are core to the delivery of her current position. She joined HELB as a Legal officer and progressed to the current post of Legal Services Manager. She has spearheaded and manages the legal function of HELB. 

 Mr-Otieno-Agiro-smallMr Otieno Agiro

Ezekiah is the Assistant Manager Corporate Communications. He heads the Boards’ Communications Unit. He holds a B.A degree in Literature and History and an Ed Dip both from Makerere University, and a MA degree in Communications Studies from the School of Journalism of the University of Nairobi. His work experience in corporate communication spans a period of over 26 years. Prior to joining the Board 14 years ago, he served as an Assistant Registrar {PR} at Kenyatta University and was the pioneer Public Relations Officer for Kenya Marine and Fisheries Research Institute in Mombasa.