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Management and Staff

Below are the current members of the Board’s Senior Management Team:


Charles M. Ringera is a seasoned banker with over 20 years’ practical banking experience that cuts across all facets of central and commercial banking. He formerly worked as a regulator with the Central Bank of Kenya in various capacities, as a bank examiner, Kisumu Branch, Finance, Audit and National Debt. He moved to Co-operative Bank in 2004 initially as Senior Credit Risk Analyst before being deployed to Enterprise-wide Risk Management as a senior manager to lay foundation for Risk management for the bank as per the Central Bank’s Risk Management Guidelines and Basel II Accord. In 2006, he moved to KCB Group where he headed the Group Operational Risk and Compliance supporting – Kenya, Tanzania, Southern Sudan, Uganda, Rwanda and Burundi. Charles holds Bachelors of Science in Applied Accounting and an MBA in strategic management. He is a professional accountant holding a CPA (K) and a Fellow of Association of Certified Chartered Accountants, FCCA. He also holds an Advanced Diploma in Risk Management in Banking/Finance by KPMG Sweden Read More

Mary is the Board’s Chief Strategy, Communications and Customer Experience, Officer. She has over 18 years of experience in the field of Finance. She joined HELB at inception in 1996 as an accountant in charge of Operations. Before joining HELB, she worked in National Housing Corporation from 1990-1996 in various positions up to Senior Accountant (Cost & Management section). She holds a Bachelor of Commerce degree (Accounting option) from the University of Nairobi and an MBA (Finance) from the same University. In addition, she is a Certified Public Accountant of Kenya (CPA-K), a Certified Investment and Security Analyst as well as a member of Institute of Investment Professionals of East Africa (formerly Certified Financial Analyst of East Africa).
MR. SHEM ANDREW GICHIMU: CHIEF FINANCE OFFICERShem Andrew Gichimu (Standing) (2)Shem is the Head of Finance. He has over 24 years’ experience in the field of finance. He previously worked for the Credit Reference Bureau Africa Limited as the Group Finance Manager. He holds a B.Com [Accounting] from University of Nairobi and an MBA [Strategic Management] from the same University. In addition, he is a Certified Public Accountant of Kenya [CPA-K].
Mr. Monari is the Board’s Chief Operations Officer. He has served the Board in various capacities from 1997 when he joined the Board, most recently managing the loan repayment and recovery department from 2009 to December 2016. He holds a B. Com degree and MBA from J.K.U.A.T. He is a member of the Institute of Economic Affairs. He has managed the loan repayment and recovery function since October 2009. He has attended several courses on Credit/Debt Management both locally and internationally, prosecution/investigation at the CID Training School, Senior Management Leadership Program at Strathmore Business School among other training key to the delivery of his current position. Besides, he is an ISO 9001-2008 Internal Auditor and a Trustee of HELB Staff Retirement Scheme.
Josephat Nzuki (half front) (2)MR. JOSPHAT NZUKI: Ag. CHIEF INFORMATION OFFICER Josphat K. Nzuki is the acting Chief Information Officer. He has over 16 years’ experience in Information Technology practice spanning key areas of Data Analysis, Systems Analysis and design, Software Development, Database Administration, policy formulation, ICT infrastructure and security Management. He joined the Board from the Bidco (K) Ltd whereas the data and systems analyst he has been instrumental sustaining the growth of ICT agenda at HELB. He holds a B.Sc. Information Sciences (IT) from Moi University ,Oracle DBA certifications, CCNA, WEB development and He is Currently finalizing his research for his Master of Science Information Systems degree ( MIS ) University of Nairobi. He is a fellow of the Computer Society of Kenya.
Wavi Muigai Passport Photo Sep 2016 (2)MRS. WAVINYA MUIGAI: MANAGER, CORPORATE COMMUNICATION & CUSTOMER EXPERIENCEWavinya is the Board’s Corporate Communication and Customer Experience Manager. She joined the Board from KCB where she worked as a Customer Service Manager, Brand Marketing Manager for differentiated products as well as the Retail Service Experience Manager focusing on customer experience in KCB Kenya Branches. She also worked as an Account Manager and Assistant General Manager with the Marriott hotels. She therefore joins the Board with solid experience in customer experience and communication. She holds a MSc. Management [Friends University, Wichita KS USA] and a BSc Hotel Management [USIU-A]. She is also an active member in the Institute of Customer Service [ICS] – Kenya

Esther is the Institutional Relations Manager. She has over 20 years’ experience in the field of education. She joined the Board from Kenya Institute of Education, where she served as Senior Curriculum Developer and monitoring and evaluating the same at national level. She conducted research and evaluation on curriculum in African regional level. At the Board, she has risen through the ranks from being Loans Inspector, Senior Loans Inspector, Senior Loans Recovery Inspector 11, and Recovery Manager. Mrs. Esther Michieka has attended professional courses in various fields. She is a professional counselor. She holds an M.A degree from the University of Nairobi, a Bachelor of Education degree and a Postgraduate Diploma in Education from the same University.


Benadette Masinde (Half) (2)MRS. BERNADETTE N. MASINDE: HEAD OF LEGAL/CORPORATION SECRETARYBernadette is the Legal Services Manager. She holds an LLB (Hons) from the University ofNairobi, a Diploma in Law from the Kenya School of Law and is currently pursuing LLM (Commercial Law option). She is a Certified Public Secretary (K). She is a member of the Law Society of Kenya and the Law Society of East Africa. She has post qualification experience of over 20 years. Prior to joining HELB, she worked with FIDA and ICJ before joining private law practice. She joined HELB as a Legal officer and progressed to the current post of Legal Services Manager. She has spearheaded and manages the legal function of the Board.

James is the Board’s Fund Manager. He joined the Board from CPF (formally Local Authorities Pension Trust (LAPTRUST)) where he was Investment Manager specializing Investment Accounting and Management. He also worked as Accountant – Pensions & Life with Madison Insurance Company Limited and Investment Officer with Madison Asset Management Services Limited. He joins the board with a wealth of experience in Fund Management. He holds MBA Finance [USIU - Africa], BA Economics [UoN] and CPA (K). James is an active member of ICPAK and is currently pursuing post graduate degree in Entrepreneurship at Jomo Kenyatta University of Agriculture and Technology [JKUAT]


Kerin is the Board’s Finance Manager. She has over 20 years’ experience in the field of Finance and Accountancy. She is a Certified Public Accountant of Kenya [CPAK] and a member of ICPAK. She holds a Master’s Degree in Business Administration (Finance) from University of Nairobi and a Bachelors degree in Commerce (Accounting Option) from Catholic University of Eastern Africa. She has served the Board in various capacities as an Accounts Assistant, Financial Accountant and Assistant Manager, Finance since 1998 when she joined the Board. She previously worked in the healthcare and hospitality sector

Justus Mwangi  Passport Photo (2)MR. JUSTUS MWANGI: HEAD OF INTERNAL AUDIT, RISK MANAGEMENT AND COMPLIANCEJustus is the Board’s Head of Internal Audit, Risk Management & Compliance. He joined the Board from the National Gender & Equality Commission where he was the Head of Internal Audit. He also worked as an Internal Auditor with the Ethics & Anti-Corruption Commission (EACC) and Financial and Information Systems Auditor with Kenya National Audit Office (KENAO). He holds MBA Finance [University of Nairobi], BA AGBM [Egerton University], CPA (K) and Certified Information Systems Auditor (CISA). Justus is an active member of ICPAK and Information Systems Audit & Control Association (ISACA).