Are you employed in civil service? Do you wish to pursue higher education or professional training in Kenya? The Ministry of Public service and Higher Education Loans Board now bring you student loan of up to Kshs.500,000 at interest of 4% per year with prolonged repayment period of 72 months (6 years) through check-off.

Courses covered include:

  • Examinable short courses of at least three (3) months
  • Postgraduate studies (Masters and PhD)

Items covered include:

  • Tuition
  • Library
  • Computer and Research
  • Examination

Who is eligible?

Employees in:

  • Government of Kenya Ministries
  • Parliamentary Service commission
  • Judicial Service Commission
  • National Police Service
  • Kenya Prisons Service
  • County governments


Repayment is due 1 month after disbursement through monthly check-off system from your employer’s payroll for a maximum period of 72 months (6 years).

Applicable interest is 4% per year and an annual ledger fee of Kshs.1,000


  1. Admission letter from a recognized university or training institution in Kenya
  2. Recommendation letter from your employer
  3. A copy of 3 months latest pay slips with a net pay above 1/3 of basic pay (certified by your employer)
  4. Certified copy of your national ID (certified by a commissioner of oaths)
  5. Certified copy of your KRA PIN (certified by a commissioner of oaths)
  6. Certified copy of national ID from two guarantors employed within civil service (certified by a commissioner of oaths)
  7. Recent colored passport size photograph of yourself

How to apply:

Loan applications are done online on

Click here to Apply Now